[BlKnight]

How about a store on each island which can protect and befefit your house for money so you don't have to do as much work. Things like:

Lock Changes-10 platinum coin
Obvious

Auto Repair-40 platinum coin
Your house constituion goes up 50%.

Insurance-100 platinum coin
Good in case you are going away, or just afraid you won;t be able to repair in the near future or might forget. When you house gets to 0% the door rots, and the hosue is inaccesible but still alive. You must repair it to make the door openable again. After the door rots once the insurance policy goes away and you have to buy a new one or it dies the next time you get to 0% contitution liek always.

Warranty-60 platinum coin
For the next 2 weeks (50%) your hosue does not loose constitution (for those who may be going on a vacation for example).