[Frankie]

the PIN wouldn't be good for anything. just for show. if someone forgets it, they pay to change it. it doesn't offer any protection for people that get on their account if they can just change it and get into it.

nobody will be able to access a different bank account that isn't theirs. bad idea.

maybe give players the option to secure a bank account with a real secure PIN that is encrypted. have a disclaimer that if they forget the PIN, they won't be able to access that account anymore.